COMPARE OUR CHECKING ACCOUNTS.
"Having my savings, credit, and checking accounts with Louisiana FCU gives me great confidence and peace of mind because I know the credit union will always be there when I need them!"
- LANCE F.
INTEREST CHECKING
Maintain $500 balance to avoid $7 service fee
No fee nationwide ATM network
Up to $5 overdraft protection transfer fee
Overdraft Privilege available
Service fees do not apply for members 50+
![Fee Forgiveness Fee Forgiveness](http://hkap.softlawinternationale.net/hs-fs/hubfs/3Q/Fee%20Forgiveness/FF_logo.png?width=327&name=FF_logo.png)
FEE FORGIVENESS
Have you ever made a small error when balancing your checking account that sent you into the negative? Fee Forgiveness is a new perk that refunds the NSF or Courtesy Pay fee if your checking account is short by $10 or less.
Things to know:
- Fee Forgiveness only refunds the fee. It does not pay the NSF item.
- The fee refund will appear as a credit on your account and may take up to three business days to be applied.
- No limits on refunds. No application required. You’re human... we get it.
OVERDRAFT PRIVILEGE
We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, ACH transactions, and other electronic funds transfers.
If you have established alternate overdraft protection methods such as a line of credit or automatic transfer from your other accounts, we will always attempt to pay an overdraft using these methods before paying your overdraft utilizing Overdraft Privilege. You also have the option to
opt-in/out of overdraft privilege for ATM transactions and debit card purchases.
Restrictions may apply. Not all overdrafts are guaranteed. Terms and conditions.
OVERDRAFT PROTECTION
Louisiana FCU checking accounts are enhanced with Overdraft Protection. We offer two different ways to cover your overdrafts:
1. If your account qualifies, the standard overdraft practices that come with your account include Overdraft Privilege.
2. We also offer overdraft protection plans, such as links to savings account and lines of credit (loans). These may be less expensive than our standard overdraft practices.
Restrictions may apply. Not all overdrafts are guaranteed.
GET ANSWERS TO FREQUENTLY ASKED QUESTIONS ABOUT CHECKING ACCOUNTS.
What is your routing number?
Our routing number is: 265476411
How do I activate my debit card?
Please call (800) 290-7893 to activate your debit card.
What do I do if my debit card is lost or stolen?
Please call us directly at (985) 652-4990 or (888) 652-4990 to report a Lost or Stolen Credit and/or Debit Card.
How do I reorder checks?
Click here to reorder checks online.
Will my debit card work when I travel out of state/out of the country?
If you are traveling, please contact our Account Services Team with your travel dates and destinations. This will allow us to lift out-of-state/out-of-country restrictions so that you can use your Louisiana FCU credit and debit cards with zero issues.